Auto Insurance For Mexico Review – Is Buying Auto Insurance For Mexico Online A BETTER Idea?

We asked one client what he thought about buying Mexican Car Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.

These were his comments:

“I’ve driven in Mexico for years. Nearly all travelers to Mexico plan their vacation, drive to the border then remember that they need to buy Mexican insurance … then they go buy it at the nearest seller. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s hit or miss… the coverage is not standardized, you wonder what you just bought, AND many times you are asked to pay whatever the market will bear Fees! It’s just smarter to buy it before you leave!”
San Diego, CA Resident

Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexico Insurance Policies.

Paper policies, are made in the age-old conventional manner, i.e. written by hand by brokers on the border and agents throughout Calif., TX, and AZ in localized insurance agencies and posted to Mexico.

Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. This means that your insurance policy may be in line for a few days before it’s sent to Mexico.

Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then it is processed into their master computer database by hand.

Online insurance policies are a far more effective process of promptly advising your insurer and dispensing  policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.

The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you have an accident on a weekend when almost all insurance agents are closed and the ONLY company able to respond is your insurance company?

Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Car Insurance for Mexico online certificate, which needs to be verified by each insurer, is important.

Mexican Insurance Online Review – Is Mexican Insurance Online A Better Deal?